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Understanding VA Home Loans and How to Use Them
What Makes a VA Home Loan Different? A VA home loan is a mortgage option available to eligible veterans, active-duty service members, and surviving spouses. It is backed by the U.S. Department of Veterans Affairs, which means lenders face less risk. That backing allows borrowers to get favorable terms, such as no down payment and no private mortgage insurance. The program was created to help those who have served the country achieve homeownership without the same financial
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